ADHD tax calculator

What the ADHD tax actually is

"ADHD tax" is the extra money that slips away when life runs on memory and motivation instead of systems: the card paid three days late, the free trial that quietly became a yearly plan, the parcel that never went back. None of it is a character flaw. It's what happens when the reminder lives only in your head.

The usual leaks

• Late fees: bills forgotten until after the due date.
• Forgotten subscriptions: trials that roll into paid plans.
• Missed returns: the window closes while the box waits by the door.
• Impulse buys: a hit of dopamine now, regret later.
• Rush delivery: paying extra because it was left late.
• Buying it twice: you own it, you just can't find it.

How to shrink it

Make the right move the easy one. Autopay minimums, put trial end dates where you'll see them, add a 48-hour wait before non-essential buys, and check in once a week. The free ADHD Tax Audit walks you through it on paper. Fidget Funds does it in one app: it logs each leak in a tap, parks impulse buys, counts down returns and trials, and shows what your system saved you right next to what it cost.

Questions

What is the ADHD tax?

It's an everyday name for the extra money people with ADHD often spend because of forgetting, time blindness or impulsivity: late fees, forgotten subscriptions, missed returns, rush delivery and replacing lost things. It isn't a medical term or an actual tax.

How accurate is this calculator?

It's a rough estimate built from the numbers you enter. Change the costs to match your life. For a real number, scroll three months of your bank statement with the free ADHD Tax Audit.

Is my information saved?

No. Everything happens in your browser. Nothing you type here is stored or sent anywhere.

How do I lower my ADHD tax?

Systems beat willpower. Autopay the minimums, put every free-trial end date somewhere you'll see it, keep a waiting list for impulse buys, and review your spending once a week. Fidget Funds builds all of that into one app.